Don't file a hail claim until you've answered these four questions.
About a third of the DFW roofs we walk after a hailstorm don't have a claim worth filing. We tell those homeowners straight, and they don't pay us anything.
This tool gives you the same read in 60 seconds. Even if the answer means you don't call us, the answer is yours.
1 of 4
Question 1
From the ground, what can you see?
Walk your yard. Look up. Don't climb anything.
Question 2
How old is your roof?
If you don't know, your county appraisal record (DCAD, TAD, CAD) shows year of permitted roof work.
Question 3
When did the hail hit your zip?
Texas gives you 365 days from the event to file. After that it looks like neglect.
Question 4
What's your deductible?
Most Texas hail policies are now 1–3% of dwelling coverage. Often $4,000–$12,000.
No email required. Nothing saved without your action.
Why we built this.
Most roofer sites are designed to make you submit a form. This tool is designed to give you a real answer first. The form is optional and downstream.
What it doesn't do.
It doesn't promise an outcome with your insurance carrier. We don't adjust claims (that's illegal in Texas without a license). We just help you decide whether to file.
Where the rules come from.
Texas Insurance Code, HB 2102 (2019), TDI consumer guidance, and 1,847 DFW roofs of pattern-recognition.
The tool said borderline?
We'll walk it for you. 30-minute roof walk, photo report, honest read. About a third of the time we tell people their roof is fine.